A Columbus Dispatch analysis shows aggressive mortgage brokers are contributing to the rising foreclosure rate in Ohio, where mortgages fail more than any other state.
More than 59-thousand foreclosure notices were filed last year.
In the first half of 2005, three-point-three percent of home loans were in foreclosure.
The Mortgage Bankers Association says that's triple the national average.
Records show more Ohio residents are borrowing many times their annual income and taking on risky loans.
Consumer advocates say the state needs to step up to regulate brokers who profit whether or not a loan succeeds.